Effective Date: December 28, 2025

Welcome to Prosperity Builders. By accessing or using this website, scheduling an appointment, or engaging with our content, services, or resources, you agree to the following Terms of Service. If you do not agree, please discontinue use of this site. Simple and fair.

1. Purpose of This Website

Prosperity Builders provides financial education, strategic insights, and access to licensed professionals offering solutions related to wealth building, income protection, and long-term financial planning. Information shared on this site is for educational and informational purposes only and does not constitute legal, tax, or individualized financial advice.

2. No Professional Advice Disclaimer

While we take education seriously (and do it well), nothing on this site should be interpreted as personalized financial, legal, or tax advice. Any recommendations or strategies discussed require a one-on-one consultation to determine suitability for your specific situation.

Translation: No drive-by financial planning.

3. Eligibility

You must be at least 18 years old to use this website, schedule appointments, or engage in services. By using this site, you confirm that you meet this requirement.

4. Appointments & Services

Appointments scheduled through this website are intended to provide education and explore potential strategies. No products or services are guaranteed, and participation does not create a client-advisor relationship unless formally established in writing.

Missed appointments or late cancellations may result in restricted future booking. Respect the calendar—it respects you back.

5. Intellectual Property

All content on this site—including text, graphics, logos, videos, downloads, and frameworks—is the intellectual property of Prosperity Builders and may not be copied, reproduced, distributed, or used for commercial purposes without written permission.

Yes, that includes screenshots.

6. User Conduct

You agree not to:

Use the site for unlawful purposes

Attempt to gain unauthorized access to systems or data

Misrepresent your identity or intentions

Disrupt the site or services in any way

Basically: be decent.

7. Limitation of Liability

Prosperity Builders is not liable for any direct or indirect damages arising from the use of this website, reliance on information provided, or participation in services. Financial decisions always carry risk—and responsibility ultimately rests with you.

8. Third-Party Links

This website may contain links to third-party platforms or tools. We are not responsible for the content, accuracy, or policies of those sites. Click wisely.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how your information is collected, used, and protected.

10. Modifications

We reserve the right to update or modify these Terms of Service at any time. Continued use of the site after changes are posted constitutes acceptance of those changes.

11. Governing Law

These Terms are governed by the laws of the state in which Prosperity Builders operates, without regard to conflict of law principles.

12. Contact

If you have questions about these Terms, please contact us at:
Prosperity Builders

312 North Gaffey Street, Suite #200

San Pedro, CA 90731